Apple sales teams are reportedly testing a “buy now, pay later” service.

Apple’s sales teams are testing the “buy now, pay later”principle. Sign that option should be coming soon.

Apple has expanded internal testing of its buy-now-pay-later payment service to include its sales teams, according to a Bloomberg report. When the US giant’s experimental features reach sales teams, it’s often a sign that an official launch is near. Apple Store employees began testing the company’s credit card in 2019, a month before its launch, and Top to Pay shortly before early partners Square and PayPal announced compatibility.

Apple sales teams are testing the “buy now, pay later” principle.

The Cupertino-based company first mentioned this Apple Pay feature during its June 2022 WWDC event. The latter was supposed to arrive with iOS 16, but the Apple brand finally changed its mind and released the latest major version of its mobile OS without it. Bloomberg’s Mark Gurman reported at the time that the company encountered “significant technical and engineering challenges in rolling out this service”, prompting a delay.

A sign that a variant is coming soon

When Apple introduced Pay Later, it explained that this payment option would give users the option to split the cost of their purchases into four equal installments over a six-week period with no interest or additional fees. Mark Gurman explains today that the company is also working with Goldman Sachs Group to offer a multi-month payment plan, this time with interest. Since Apple has set up its own subsidiary specifically to check customer credit, it’s not hard to imagine that it wants to introduce more deferred payment options. And there is no doubt that customers should be interested in these new opportunities.